LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,171
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,198
−HK$2,060/mo
Today · 4.125%
HK$69,258
baseline
▲ 0.50% · 4.625%
HK$73,472
+HK$4,214/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,516/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,502
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,446
−HK$1,973/mo
Today · 4.125%
HK$76,419
baseline
▲ 0.50% · 4.625%
HK$80,447
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,838/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,205
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,638
−HK$2,471/mo
Today · 4.125%
HK$83,109
baseline
▲ 0.50% · 4.625%
HK$88,166
+HK$5,057/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,218/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,002
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,336
−HK$2,367/mo
Today · 4.125%
HK$91,703
baseline
▲ 0.50% · 4.625%
HK$96,537
+HK$4,834/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,406/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,239
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,077
−HK$2,884/mo
Today · 4.125%
HK$96,961
baseline
▲ 0.50% · 4.625%
HK$102,861
+HK$5,900/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$193,922/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,503
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,225
−HK$2,762/mo
Today · 4.125%
HK$106,987
baseline
▲ 0.50% · 4.625%
HK$112,626
+HK$5,639/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$213,974/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,308
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,956
−HK$3,708/mo
Today · 4.125%
HK$124,664
baseline
▲ 0.50% · 4.625%
HK$132,249
+HK$7,585/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,328/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,503
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,004
−HK$3,550/mo
Today · 4.125%
HK$137,554
baseline
▲ 0.50% · 4.625%
HK$144,805
+HK$7,251/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,108/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,672 · Scale 2, in force from 26 Feb 2026)