LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,173
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,201
−HK$2,059/mo
Today · 4.125%
HK$69,260
baseline
▲ 0.50% · 4.625%
HK$73,475
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,520/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,505
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,449
−HK$1,973/mo
Today · 4.125%
HK$76,422
baseline
▲ 0.50% · 4.625%
HK$80,450
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,844/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,208
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,641
−HK$2,471/mo
Today · 4.125%
HK$83,112
baseline
▲ 0.50% · 4.625%
HK$88,169
+HK$5,057/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,224/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,006
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,339
−HK$2,367/mo
Today · 4.125%
HK$91,706
baseline
▲ 0.50% · 4.625%
HK$96,540
+HK$4,834/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,412/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,243
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,081
−HK$2,883/mo
Today · 4.125%
HK$96,964
baseline
▲ 0.50% · 4.625%
HK$102,864
+HK$5,900/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$193,928/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,506
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,229
−HK$2,762/mo
Today · 4.125%
HK$106,991
baseline
▲ 0.50% · 4.625%
HK$112,630
+HK$5,639/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$213,982/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,312
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,961
−HK$3,707/mo
Today · 4.125%
HK$124,668
baseline
▲ 0.50% · 4.625%
HK$132,254
+HK$7,586/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,336/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,508
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,008
−HK$3,551/mo
Today · 4.125%
HK$137,559
baseline
▲ 0.50% · 4.625%
HK$144,810
+HK$7,251/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,118/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,716 · Scale 2, in force from 26 Feb 2026)