LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,174
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,202
−HK$2,059/mo
Today · 4.125%
HK$69,261
baseline
▲ 0.50% · 4.625%
HK$73,476
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,522/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,506
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,450
−HK$1,973/mo
Today · 4.125%
HK$76,423
baseline
▲ 0.50% · 4.625%
HK$80,451
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,846/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,209
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,642
−HK$2,472/mo
Today · 4.125%
HK$83,114
baseline
▲ 0.50% · 4.625%
HK$88,171
+HK$5,057/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,228/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,007
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,341
−HK$2,367/mo
Today · 4.125%
HK$91,708
baseline
▲ 0.50% · 4.625%
HK$96,542
+HK$4,834/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,416/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,244
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,082
−HK$2,884/mo
Today · 4.125%
HK$96,966
baseline
▲ 0.50% · 4.625%
HK$102,866
+HK$5,900/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$193,932/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,508
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,231
−HK$2,761/mo
Today · 4.125%
HK$106,992
baseline
▲ 0.50% · 4.625%
HK$112,632
+HK$5,640/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$213,984/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,314
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,963
−HK$3,708/mo
Today · 4.125%
HK$124,671
baseline
▲ 0.50% · 4.625%
HK$132,256
+HK$7,585/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,342/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,511
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,011
−HK$3,551/mo
Today · 4.125%
HK$137,562
baseline
▲ 0.50% · 4.625%
HK$144,813
+HK$7,251/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,124/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,737 · Scale 2, in force from 26 Feb 2026)