LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,175
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,202
−HK$2,060/mo
Today · 4.125%
HK$69,262
baseline
▲ 0.50% · 4.625%
HK$73,477
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,524/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,507
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,451
−HK$1,973/mo
Today · 4.125%
HK$76,424
baseline
▲ 0.50% · 4.625%
HK$80,452
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,848/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,210
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,643
−HK$2,471/mo
Today · 4.125%
HK$83,114
baseline
▲ 0.50% · 4.625%
HK$88,172
+HK$5,058/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,228/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,008
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,341
−HK$2,368/mo
Today · 4.125%
HK$91,709
baseline
▲ 0.50% · 4.625%
HK$96,543
+HK$4,834/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,418/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,245
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,083
−HK$2,884/mo
Today · 4.125%
HK$96,967
baseline
▲ 0.50% · 4.625%
HK$102,867
+HK$5,900/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$193,934/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,509
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,232
−HK$2,761/mo
Today · 4.125%
HK$106,993
baseline
▲ 0.50% · 4.625%
HK$112,633
+HK$5,640/mo
Deposit HK$8.57M · loan HK$20.01M · min. income ≈ HK$213,986/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,315
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,964
−HK$3,708/mo
Today · 4.125%
HK$124,672
baseline
▲ 0.50% · 4.625%
HK$132,258
+HK$7,586/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,344/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,512
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,012
−HK$3,551/mo
Today · 4.125%
HK$137,563
baseline
▲ 0.50% · 4.625%
HK$144,814
+HK$7,251/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,126/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,749 · Scale 2, in force from 26 Feb 2026)