LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,178
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,205
−HK$2,060/mo
Today · 4.125%
HK$69,265
baseline
▲ 0.50% · 4.625%
HK$73,480
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,530/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,510
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,455
−HK$1,972/mo
Today · 4.125%
HK$76,427
baseline
▲ 0.50% · 4.625%
HK$80,456
+HK$4,029/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,854/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,214
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,646
−HK$2,472/mo
Today · 4.125%
HK$83,118
baseline
▲ 0.50% · 4.625%
HK$88,176
+HK$5,058/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,236/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,012
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,345
−HK$2,368/mo
Today · 4.125%
HK$91,713
baseline
▲ 0.50% · 4.625%
HK$96,547
+HK$4,834/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,426/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,249
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,088
−HK$2,883/mo
Today · 4.125%
HK$96,971
baseline
▲ 0.50% · 4.625%
HK$102,872
+HK$5,901/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,942/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,514
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,236
−HK$2,762/mo
Today · 4.125%
HK$106,998
baseline
▲ 0.50% · 4.625%
HK$112,638
+HK$5,640/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$213,996/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,320
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,970
−HK$3,707/mo
Today · 4.125%
HK$124,677
baseline
▲ 0.50% · 4.625%
HK$132,264
+HK$7,587/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$249,354/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,518
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,018
−HK$3,551/mo
Today · 4.125%
HK$137,569
baseline
▲ 0.50% · 4.625%
HK$144,821
+HK$7,252/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$275,138/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,804 · Scale 2, in force from 26 Feb 2026)