LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,180
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,207
−HK$2,060/mo
Today · 4.125%
HK$69,267
baseline
▲ 0.50% · 4.625%
HK$73,482
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,534/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,512
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,457
−HK$1,972/mo
Today · 4.125%
HK$76,429
baseline
▲ 0.50% · 4.625%
HK$80,458
+HK$4,029/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,858/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,216
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,649
−HK$2,471/mo
Today · 4.125%
HK$83,120
baseline
▲ 0.50% · 4.625%
HK$88,178
+HK$5,058/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,240/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,014
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,348
−HK$2,367/mo
Today · 4.125%
HK$91,715
baseline
▲ 0.50% · 4.625%
HK$96,550
+HK$4,835/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,430/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,252
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,090
−HK$2,884/mo
Today · 4.125%
HK$96,974
baseline
▲ 0.50% · 4.625%
HK$102,875
+HK$5,901/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,948/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,517
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,239
−HK$2,762/mo
Today · 4.125%
HK$107,001
baseline
▲ 0.50% · 4.625%
HK$112,641
+HK$5,640/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$214,002/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,324
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,973
−HK$3,708/mo
Today · 4.125%
HK$124,681
baseline
▲ 0.50% · 4.625%
HK$132,267
+HK$7,586/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$249,362/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,521
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,022
−HK$3,551/mo
Today · 4.125%
HK$137,573
baseline
▲ 0.50% · 4.625%
HK$144,825
+HK$7,252/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$275,146/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,837 · Scale 2, in force from 26 Feb 2026)