LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,182
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,210
−HK$2,060/mo
Today · 4.125%
HK$69,270
baseline
▲ 0.50% · 4.625%
HK$73,484
+HK$4,214/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,540/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,514
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,459
−HK$1,973/mo
Today · 4.125%
HK$76,432
baseline
▲ 0.50% · 4.625%
HK$80,461
+HK$4,029/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,864/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,219
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,652
−HK$2,472/mo
Today · 4.125%
HK$83,124
baseline
▲ 0.50% · 4.625%
HK$88,181
+HK$5,057/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,248/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,017
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,351
−HK$2,368/mo
Today · 4.125%
HK$91,719
baseline
▲ 0.50% · 4.625%
HK$96,553
+HK$4,834/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,438/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,255
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,093
−HK$2,884/mo
Today · 4.125%
HK$96,977
baseline
▲ 0.50% · 4.625%
HK$102,878
+HK$5,901/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,954/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,520
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,243
−HK$2,762/mo
Today · 4.125%
HK$107,005
baseline
▲ 0.50% · 4.625%
HK$112,645
+HK$5,640/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$214,010/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,328
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,977
−HK$3,708/mo
Today · 4.125%
HK$124,685
baseline
▲ 0.50% · 4.625%
HK$132,272
+HK$7,587/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$249,370/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,526
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,027
−HK$3,551/mo
Today · 4.125%
HK$137,578
baseline
▲ 0.50% · 4.625%
HK$144,830
+HK$7,252/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$275,156/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,881 · Scale 2, in force from 26 Feb 2026)