LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,185
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,212
−HK$2,060/mo
Today · 4.125%
HK$69,272
baseline
▲ 0.50% · 4.625%
HK$73,487
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,544/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,517
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,462
−HK$1,973/mo
Today · 4.125%
HK$76,435
baseline
▲ 0.50% · 4.625%
HK$80,464
+HK$4,029/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,870/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,222
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,655
−HK$2,472/mo
Today · 4.125%
HK$83,127
baseline
▲ 0.50% · 4.625%
HK$88,185
+HK$5,058/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,254/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,021
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,355
−HK$2,367/mo
Today · 4.125%
HK$91,722
baseline
▲ 0.50% · 4.625%
HK$96,557
+HK$4,835/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,444/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,258
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,097
−HK$2,884/mo
Today · 4.125%
HK$96,981
baseline
▲ 0.50% · 4.625%
HK$102,882
+HK$5,901/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,962/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,524
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,247
−HK$2,762/mo
Today · 4.125%
HK$107,009
baseline
▲ 0.50% · 4.625%
HK$112,650
+HK$5,641/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$214,018/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,332
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,982
−HK$3,708/mo
Today · 4.125%
HK$124,690
baseline
▲ 0.50% · 4.625%
HK$132,277
+HK$7,587/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$249,380/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,531
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,032
−HK$3,551/mo
Today · 4.125%
HK$137,583
baseline
▲ 0.50% · 4.625%
HK$144,835
+HK$7,252/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$275,166/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,928 · Scale 2, in force from 26 Feb 2026)