LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,187
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,215
−HK$2,060/mo
Today · 4.125%
HK$69,275
baseline
▲ 0.50% · 4.625%
HK$73,490
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,550/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,520
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,465
−HK$1,973/mo
Today · 4.125%
HK$76,438
baseline
▲ 0.50% · 4.625%
HK$80,467
+HK$4,029/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,876/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,224
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,657
−HK$2,473/mo
Today · 4.125%
HK$83,130
baseline
▲ 0.50% · 4.625%
HK$88,188
+HK$5,058/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,260/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,024
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,358
−HK$2,367/mo
Today · 4.125%
HK$91,725
baseline
▲ 0.50% · 4.625%
HK$96,560
+HK$4,835/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,450/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,262
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,100
−HK$2,884/mo
Today · 4.125%
HK$96,984
baseline
▲ 0.50% · 4.625%
HK$102,886
+HK$5,902/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,968/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,528
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,250
−HK$2,763/mo
Today · 4.125%
HK$107,013
baseline
▲ 0.50% · 4.625%
HK$112,654
+HK$5,641/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$214,026/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,336
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,986
−HK$3,708/mo
Today · 4.125%
HK$124,694
baseline
▲ 0.50% · 4.625%
HK$132,282
+HK$7,588/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$249,388/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,535
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,036
−HK$3,552/mo
Today · 4.125%
HK$137,588
baseline
▲ 0.50% · 4.625%
HK$144,840
+HK$7,252/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$275,176/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,969 · Scale 2, in force from 26 Feb 2026)