LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,188
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,215
−HK$2,061/mo
Today · 4.125%
HK$69,276
baseline
▲ 0.50% · 4.625%
HK$73,491
+HK$4,215/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,552/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,521
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,466
−HK$1,973/mo
Today · 4.125%
HK$76,439
baseline
▲ 0.50% · 4.625%
HK$80,468
+HK$4,029/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,878/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,225
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,658
−HK$2,473/mo
Today · 4.125%
HK$83,131
baseline
▲ 0.50% · 4.625%
HK$88,189
+HK$5,058/mo
Deposit HK$11.44M · loan HK$17.15M · min. income ≈ HK$166,262/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,025
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,359
−HK$2,367/mo
Today · 4.125%
HK$91,726
baseline
▲ 0.50% · 4.625%
HK$96,561
+HK$4,835/mo
Deposit HK$11.44M · loan HK$17.15M · min. income ≈ HK$183,452/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,263
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,102
−HK$2,884/mo
Today · 4.125%
HK$96,986
baseline
▲ 0.50% · 4.625%
HK$102,887
+HK$5,901/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$193,972/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,529
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,252
−HK$2,762/mo
Today · 4.125%
HK$107,014
baseline
▲ 0.50% · 4.625%
HK$112,655
+HK$5,641/mo
Deposit HK$8.58M · loan HK$20.01M · min. income ≈ HK$214,028/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,338
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,988
−HK$3,708/mo
Today · 4.125%
HK$124,696
baseline
▲ 0.50% · 4.625%
HK$132,283
+HK$7,587/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$249,392/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,537
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,038
−HK$3,552/mo
Today · 4.125%
HK$137,590
baseline
▲ 0.50% · 4.625%
HK$144,842
+HK$7,252/mo
Deposit HK$2.86M · loan HK$25.73M · min. income ≈ HK$275,180/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,985 · Scale 2, in force from 26 Feb 2026)