LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,203
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,232
−HK$2,060/mo
Today · 4.125%
HK$69,292
baseline
▲ 0.50% · 4.625%
HK$73,509
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,584/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,538
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,484
−HK$1,973/mo
Today · 4.125%
HK$76,457
baseline
▲ 0.50% · 4.625%
HK$80,487
+HK$4,030/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,914/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,244
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,678
−HK$2,473/mo
Today · 4.125%
HK$83,151
baseline
▲ 0.50% · 4.625%
HK$88,210
+HK$5,059/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,302/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,046
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,380
−HK$2,369/mo
Today · 4.125%
HK$91,749
baseline
▲ 0.50% · 4.625%
HK$96,585
+HK$4,836/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,498/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,285
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,124
−HK$2,885/mo
Today · 4.125%
HK$97,009
baseline
▲ 0.50% · 4.625%
HK$102,912
+HK$5,903/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,018/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,553
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,277
−HK$2,763/mo
Today · 4.125%
HK$107,040
baseline
▲ 0.50% · 4.625%
HK$112,682
+HK$5,642/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,080/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,366
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$121,017
−HK$3,709/mo
Today · 4.125%
HK$124,726
baseline
▲ 0.50% · 4.625%
HK$132,315
+HK$7,589/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,452/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,569
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$134,071
−HK$3,552/mo
Today · 4.125%
HK$137,623
baseline
▲ 0.50% · 4.625%
HK$144,877
+HK$7,254/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,246/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,215,279 · Scale 2, in force from 26 Feb 2026)