LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,204
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,232
−HK$2,061/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$73,509
+HK$4,216/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,539
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,484
−HK$1,974/mo
Today · 4.125%
HK$76,458
baseline
▲ 0.50% · 4.625%
HK$80,488
+HK$4,030/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,916/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,245
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,679
−HK$2,472/mo
Today · 4.125%
HK$83,151
baseline
▲ 0.50% · 4.625%
HK$88,211
+HK$5,060/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,302/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,047
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,381
−HK$2,368/mo
Today · 4.125%
HK$91,749
baseline
▲ 0.50% · 4.625%
HK$96,586
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,498/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,286
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,125
−HK$2,885/mo
Today · 4.125%
HK$97,010
baseline
▲ 0.50% · 4.625%
HK$102,913
+HK$5,903/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,020/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,554
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,278
−HK$2,763/mo
Today · 4.125%
HK$107,041
baseline
▲ 0.50% · 4.625%
HK$112,683
+HK$5,642/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,082/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,367
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$121,018
−HK$3,709/mo
Today · 4.125%
HK$124,727
baseline
▲ 0.50% · 4.625%
HK$132,317
+HK$7,590/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,454/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,570
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$134,072
−HK$3,552/mo
Today · 4.125%
HK$137,624
baseline
▲ 0.50% · 4.625%
HK$144,879
+HK$7,255/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,248/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,215,290 · Scale 2, in force from 26 Feb 2026)