LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,207
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,236
−HK$2,060/mo
Today · 4.125%
HK$69,296
baseline
▲ 0.50% · 4.625%
HK$73,513
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,592/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,542
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,488
−HK$1,974/mo
Today · 4.125%
HK$76,462
baseline
▲ 0.50% · 4.625%
HK$80,492
+HK$4,030/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,924/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,249
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,683
−HK$2,473/mo
Today · 4.125%
HK$83,156
baseline
▲ 0.50% · 4.625%
HK$88,215
+HK$5,059/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,312/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,051
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,386
−HK$2,368/mo
Today · 4.125%
HK$91,754
baseline
▲ 0.50% · 4.625%
HK$96,590
+HK$4,836/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,508/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,290
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,130
−HK$2,885/mo
Today · 4.125%
HK$97,015
baseline
▲ 0.50% · 4.625%
HK$102,918
+HK$5,903/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,030/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,559
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,283
−HK$2,763/mo
Today · 4.125%
HK$107,046
baseline
▲ 0.50% · 4.625%
HK$112,689
+HK$5,643/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,092/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,373
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$121,024
−HK$3,709/mo
Today · 4.125%
HK$124,733
baseline
▲ 0.50% · 4.625%
HK$132,323
+HK$7,590/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,466/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,576
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,078
−HK$3,553/mo
Today · 4.125%
HK$137,631
baseline
▲ 0.50% · 4.625%
HK$144,886
+HK$7,255/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,262/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,215,350 · Scale 2, in force from 26 Feb 2026)