LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,211
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,239
−HK$2,061/mo
Today · 4.125%
HK$69,300
baseline
▲ 0.50% · 4.625%
HK$73,517
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,600/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,546
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,492
−HK$1,974/mo
Today · 4.125%
HK$76,466
baseline
▲ 0.50% · 4.625%
HK$80,497
+HK$4,031/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,932/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,253
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,687
−HK$2,473/mo
Today · 4.125%
HK$83,160
baseline
▲ 0.50% · 4.625%
HK$88,220
+HK$5,060/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,320/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,056
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,391
−HK$2,368/mo
Today · 4.125%
HK$91,759
baseline
▲ 0.50% · 4.625%
HK$96,596
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,518/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,295
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,135
−HK$2,885/mo
Today · 4.125%
HK$97,020
baseline
▲ 0.50% · 4.625%
HK$102,924
+HK$5,904/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,040/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,565
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,289
−HK$2,763/mo
Today · 4.125%
HK$107,052
baseline
▲ 0.50% · 4.625%
HK$112,695
+HK$5,643/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,104/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,380
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$121,031
−HK$3,709/mo
Today · 4.125%
HK$124,740
baseline
▲ 0.50% · 4.625%
HK$132,330
+HK$7,590/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,480/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,584
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,086
−HK$3,553/mo
Today · 4.125%
HK$137,639
baseline
▲ 0.50% · 4.625%
HK$144,894
+HK$7,255/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,278/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,418 · Scale 2, in force from 26 Feb 2026)