LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,215
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,243
−HK$2,061/mo
Today · 4.125%
HK$69,304
baseline
▲ 0.50% · 4.625%
HK$73,521
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,608/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,551
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,497
−HK$1,974/mo
Today · 4.125%
HK$76,471
baseline
▲ 0.50% · 4.625%
HK$80,501
+HK$4,030/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,942/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,258
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,692
−HK$2,473/mo
Today · 4.125%
HK$83,165
baseline
▲ 0.50% · 4.625%
HK$88,226
+HK$5,061/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,330/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,061
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,396
−HK$2,369/mo
Today · 4.125%
HK$91,765
baseline
▲ 0.50% · 4.625%
HK$96,602
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,530/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,301
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,141
−HK$2,885/mo
Today · 4.125%
HK$97,026
baseline
▲ 0.50% · 4.625%
HK$102,930
+HK$5,904/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,052/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,571
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,295
−HK$2,764/mo
Today · 4.125%
HK$107,059
baseline
▲ 0.50% · 4.625%
HK$112,702
+HK$5,643/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,118/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,387
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,038
−HK$3,710/mo
Today · 4.125%
HK$124,748
baseline
▲ 0.50% · 4.625%
HK$132,339
+HK$7,591/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,496/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,592
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,094
−HK$3,553/mo
Today · 4.125%
HK$137,647
baseline
▲ 0.50% · 4.625%
HK$144,903
+HK$7,256/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,294/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,492 · Scale 2, in force from 26 Feb 2026)