LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,217
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,246
−HK$2,061/mo
Today · 4.125%
HK$69,307
baseline
▲ 0.50% · 4.625%
HK$73,524
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,614/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,553
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,499
−HK$1,974/mo
Today · 4.125%
HK$76,473
baseline
▲ 0.50% · 4.625%
HK$80,504
+HK$4,031/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,946/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,261
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,695
−HK$2,473/mo
Today · 4.125%
HK$83,168
baseline
▲ 0.50% · 4.625%
HK$88,229
+HK$5,061/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,336/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,064
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,399
−HK$2,369/mo
Today · 4.125%
HK$91,768
baseline
▲ 0.50% · 4.625%
HK$96,605
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,536/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,304
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,144
−HK$2,886/mo
Today · 4.125%
HK$97,030
baseline
▲ 0.50% · 4.625%
HK$102,934
+HK$5,904/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,060/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,575
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,299
−HK$2,764/mo
Today · 4.125%
HK$107,063
baseline
▲ 0.50% · 4.625%
HK$112,706
+HK$5,643/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,126/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,391
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,042
−HK$3,710/mo
Today · 4.125%
HK$124,752
baseline
▲ 0.50% · 4.625%
HK$132,343
+HK$7,591/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,504/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,596
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,099
−HK$3,553/mo
Today · 4.125%
HK$137,652
baseline
▲ 0.50% · 4.625%
HK$144,908
+HK$7,256/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,304/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,535 · Scale 2, in force from 26 Feb 2026)