LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,218
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,247
−HK$2,061/mo
Today · 4.125%
HK$69,308
baseline
▲ 0.50% · 4.625%
HK$73,525
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,616/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,555
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,500
−HK$1,974/mo
Today · 4.125%
HK$76,474
baseline
▲ 0.50% · 4.625%
HK$80,505
+HK$4,031/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,948/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,262
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,696
−HK$2,473/mo
Today · 4.125%
HK$83,169
baseline
▲ 0.50% · 4.625%
HK$88,230
+HK$5,061/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,338/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,065
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,400
−HK$2,369/mo
Today · 4.125%
HK$91,769
baseline
▲ 0.50% · 4.625%
HK$96,607
+HK$4,838/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,538/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,305
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,146
−HK$2,885/mo
Today · 4.125%
HK$97,031
baseline
▲ 0.50% · 4.625%
HK$102,935
+HK$5,904/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,062/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,576
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,301
−HK$2,763/mo
Today · 4.125%
HK$107,064
baseline
▲ 0.50% · 4.625%
HK$112,708
+HK$5,644/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,128/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,393
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,044
−HK$3,710/mo
Today · 4.125%
HK$124,754
baseline
▲ 0.50% · 4.625%
HK$132,345
+HK$7,591/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,508/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,598
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,101
−HK$3,553/mo
Today · 4.125%
HK$137,654
baseline
▲ 0.50% · 4.625%
HK$144,910
+HK$7,256/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,308/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,553 · Scale 2, in force from 26 Feb 2026)