LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,219
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,248
−HK$2,061/mo
Today · 4.125%
HK$69,309
baseline
▲ 0.50% · 4.625%
HK$73,526
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,618/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,556
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,502
−HK$1,974/mo
Today · 4.125%
HK$76,476
baseline
▲ 0.50% · 4.625%
HK$80,507
+HK$4,031/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,952/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,263
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,697
−HK$2,474/mo
Today · 4.125%
HK$83,171
baseline
▲ 0.50% · 4.625%
HK$88,232
+HK$5,061/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,342/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,067
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,402
−HK$2,369/mo
Today · 4.125%
HK$91,771
baseline
▲ 0.50% · 4.625%
HK$96,608
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,542/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,307
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,147
−HK$2,886/mo
Today · 4.125%
HK$97,033
baseline
▲ 0.50% · 4.625%
HK$102,937
+HK$5,904/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,066/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,578
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,302
−HK$2,764/mo
Today · 4.125%
HK$107,066
baseline
▲ 0.50% · 4.625%
HK$112,710
+HK$5,644/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,132/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,395
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,046
−HK$3,710/mo
Today · 4.125%
HK$124,756
baseline
▲ 0.50% · 4.625%
HK$132,347
+HK$7,591/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,512/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,600
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,103
−HK$3,553/mo
Today · 4.125%
HK$137,656
baseline
▲ 0.50% · 4.625%
HK$144,912
+HK$7,256/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,312/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,572 · Scale 2, in force from 26 Feb 2026)