LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,223
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,251
−HK$2,062/mo
Today · 4.125%
HK$69,313
baseline
▲ 0.50% · 4.625%
HK$73,530
+HK$4,217/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,626/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,559
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,506
−HK$1,974/mo
Today · 4.125%
HK$76,480
baseline
▲ 0.50% · 4.625%
HK$80,511
+HK$4,031/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,960/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,267
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,702
−HK$2,473/mo
Today · 4.125%
HK$83,175
baseline
▲ 0.50% · 4.625%
HK$88,236
+HK$5,061/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,350/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,071
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,407
−HK$2,369/mo
Today · 4.125%
HK$91,776
baseline
▲ 0.50% · 4.625%
HK$96,613
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,552/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,312
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,152
−HK$2,886/mo
Today · 4.125%
HK$97,038
baseline
▲ 0.50% · 4.625%
HK$102,942
+HK$5,904/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,076/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,583
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,308
−HK$2,764/mo
Today · 4.125%
HK$107,072
baseline
▲ 0.50% · 4.625%
HK$112,715
+HK$5,643/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,144/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,401
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$121,053
−HK$3,710/mo
Today · 4.125%
HK$124,763
baseline
▲ 0.50% · 4.625%
HK$132,354
+HK$7,591/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,526/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,607
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,110
−HK$3,553/mo
Today · 4.125%
HK$137,663
baseline
▲ 0.50% · 4.625%
HK$144,920
+HK$7,257/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,326/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,636 · Scale 2, in force from 26 Feb 2026)