LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,226
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,255
−HK$2,061/mo
Today · 4.125%
HK$69,316
baseline
▲ 0.50% · 4.625%
HK$73,534
+HK$4,218/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,632/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,563
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,510
−HK$1,974/mo
Today · 4.125%
HK$76,484
baseline
▲ 0.50% · 4.625%
HK$80,515
+HK$4,031/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,968/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,271
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,706
−HK$2,474/mo
Today · 4.125%
HK$83,180
baseline
▲ 0.50% · 4.625%
HK$88,241
+HK$5,061/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,360/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,076
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,411
−HK$2,370/mo
Today · 4.125%
HK$91,781
baseline
▲ 0.50% · 4.625%
HK$96,618
+HK$4,837/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,562/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,317
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,157
−HK$2,886/mo
Today · 4.125%
HK$97,043
baseline
▲ 0.50% · 4.625%
HK$102,948
+HK$5,905/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$194,086/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,589
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,313
−HK$2,764/mo
Today · 4.125%
HK$107,077
baseline
▲ 0.50% · 4.625%
HK$112,722
+HK$5,645/mo
Deposit HK$8.58M · loan HK$20.02M · min. income ≈ HK$214,154/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,407
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$121,059
−HK$3,711/mo
Today · 4.125%
HK$124,770
baseline
▲ 0.50% · 4.625%
HK$132,361
+HK$7,591/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$249,540/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,614
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$134,117
−HK$3,554/mo
Today · 4.125%
HK$137,671
baseline
▲ 0.50% · 4.625%
HK$144,928
+HK$7,257/mo
Deposit HK$2.86M · loan HK$25.74M · min. income ≈ HK$275,342/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,702 · Scale 2, in force from 26 Feb 2026)