LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,233
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,262
−HK$2,061/mo
Today · 4.125%
HK$69,323
baseline
▲ 0.50% · 4.625%
HK$73,541
+HK$4,218/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$138,646/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,571
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,517
−HK$1,974/mo
Today · 4.125%
HK$76,491
baseline
▲ 0.50% · 4.625%
HK$80,523
+HK$4,032/mo
Deposit HK$14.30M · loan HK$14.30M · min. income ≈ HK$152,982/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,279
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,714
−HK$2,474/mo
Today · 4.125%
HK$83,188
baseline
▲ 0.50% · 4.625%
HK$88,250
+HK$5,062/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$166,376/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,085
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,420
−HK$2,370/mo
Today · 4.125%
HK$91,790
baseline
▲ 0.50% · 4.625%
HK$96,628
+HK$4,838/mo
Deposit HK$11.44M · loan HK$17.16M · min. income ≈ HK$183,580/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,326
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,166
−HK$2,887/mo
Today · 4.125%
HK$97,053
baseline
▲ 0.50% · 4.625%
HK$102,958
+HK$5,905/mo
Deposit HK$8.58M · loan HK$20.03M · min. income ≈ HK$194,106/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,599
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,324
−HK$2,764/mo
Today · 4.125%
HK$107,088
baseline
▲ 0.50% · 4.625%
HK$112,733
+HK$5,645/mo
Deposit HK$8.58M · loan HK$20.03M · min. income ≈ HK$214,176/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,419
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$121,071
−HK$3,711/mo
Today · 4.125%
HK$124,782
baseline
▲ 0.50% · 4.625%
HK$132,375
+HK$7,593/mo
Deposit HK$2.86M · loan HK$25.75M · min. income ≈ HK$249,564/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,627
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$134,130
−HK$3,554/mo
Today · 4.125%
HK$137,684
baseline
▲ 0.50% · 4.625%
HK$144,942
+HK$7,258/mo
Deposit HK$2.86M · loan HK$25.75M · min. income ≈ HK$275,368/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,822 · Scale 2, in force from 26 Feb 2026)