LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,241
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,271
−HK$2,062/mo
Today · 4.125%
HK$69,333
baseline
▲ 0.50% · 4.625%
HK$73,551
+HK$4,218/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,666/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,580
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,527
−HK$1,975/mo
Today · 4.125%
HK$76,502
baseline
▲ 0.50% · 4.625%
HK$80,534
+HK$4,032/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,004/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,290
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,725
−HK$2,474/mo
Today · 4.125%
HK$83,199
baseline
▲ 0.50% · 4.625%
HK$88,262
+HK$5,063/mo
Deposit HK$11.44M · loan HK$17.17M · min. income ≈ HK$166,398/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,096
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,432
−HK$2,370/mo
Today · 4.125%
HK$91,802
baseline
▲ 0.50% · 4.625%
HK$96,641
+HK$4,839/mo
Deposit HK$11.44M · loan HK$17.17M · min. income ≈ HK$183,604/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,338
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,179
−HK$2,887/mo
Today · 4.125%
HK$97,066
baseline
▲ 0.50% · 4.625%
HK$102,972
+HK$5,906/mo
Deposit HK$8.58M · loan HK$20.03M · min. income ≈ HK$194,132/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,612
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,338
−HK$2,764/mo
Today · 4.125%
HK$107,102
baseline
▲ 0.50% · 4.625%
HK$112,748
+HK$5,646/mo
Deposit HK$8.58M · loan HK$20.03M · min. income ≈ HK$214,204/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,434
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,087
−HK$3,712/mo
Today · 4.125%
HK$124,799
baseline
▲ 0.50% · 4.625%
HK$132,392
+HK$7,593/mo
Deposit HK$2.86M · loan HK$25.75M · min. income ≈ HK$249,598/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,645
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$134,148
−HK$3,555/mo
Today · 4.125%
HK$137,703
baseline
▲ 0.50% · 4.625%
HK$144,961
+HK$7,258/mo
Deposit HK$2.86M · loan HK$25.75M · min. income ≈ HK$275,406/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,215,985 · Scale 2, in force from 26 Feb 2026)