LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,252
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,282
−HK$2,062/mo
Today · 4.125%
HK$69,344
baseline
▲ 0.50% · 4.625%
HK$73,564
+HK$4,220/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,688/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,593
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,539
−HK$1,976/mo
Today · 4.125%
HK$76,515
baseline
▲ 0.50% · 4.625%
HK$80,548
+HK$4,033/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,030/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,303
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,738
−HK$2,475/mo
Today · 4.125%
HK$83,213
baseline
▲ 0.50% · 4.625%
HK$88,276
+HK$5,063/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,426/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,111
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,447
−HK$2,370/mo
Today · 4.125%
HK$91,817
baseline
▲ 0.50% · 4.625%
HK$96,657
+HK$4,840/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,634/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,353
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,195
−HK$2,887/mo
Today · 4.125%
HK$97,082
baseline
▲ 0.50% · 4.625%
HK$102,989
+HK$5,907/mo
Deposit HK$8.58M · loan HK$20.03M · min. income ≈ HK$194,164/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,630
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,355
−HK$2,765/mo
Today · 4.125%
HK$107,120
baseline
▲ 0.50% · 4.625%
HK$112,767
+HK$5,647/mo
Deposit HK$8.58M · loan HK$20.03M · min. income ≈ HK$214,240/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,454
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$121,108
−HK$3,712/mo
Today · 4.125%
HK$124,820
baseline
▲ 0.50% · 4.625%
HK$132,415
+HK$7,595/mo
Deposit HK$2.86M · loan HK$25.75M · min. income ≈ HK$249,640/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,667
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,171
−HK$3,555/mo
Today · 4.125%
HK$137,726
baseline
▲ 0.50% · 4.625%
HK$144,986
+HK$7,260/mo
Deposit HK$2.86M · loan HK$25.75M · min. income ≈ HK$275,452/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,190 · Scale 2, in force from 26 Feb 2026)