LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,256
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,286
−HK$2,062/mo
Today · 4.125%
HK$69,348
baseline
▲ 0.50% · 4.625%
HK$73,568
+HK$4,220/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,696/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,597
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,544
−HK$1,975/mo
Today · 4.125%
HK$76,519
baseline
▲ 0.50% · 4.625%
HK$80,553
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,038/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,308
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,743
−HK$2,475/mo
Today · 4.125%
HK$83,218
baseline
▲ 0.50% · 4.625%
HK$88,282
+HK$5,064/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,436/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,116
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,453
−HK$2,370/mo
Today · 4.125%
HK$91,823
baseline
▲ 0.50% · 4.625%
HK$96,663
+HK$4,840/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,646/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,359
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,201
−HK$2,887/mo
Today · 4.125%
HK$97,088
baseline
▲ 0.50% · 4.625%
HK$102,995
+HK$5,907/mo
Deposit HK$8.59M · loan HK$20.03M · min. income ≈ HK$194,176/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,636
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,362
−HK$2,765/mo
Today · 4.125%
HK$107,127
baseline
▲ 0.50% · 4.625%
HK$112,774
+HK$5,647/mo
Deposit HK$8.59M · loan HK$20.03M · min. income ≈ HK$214,254/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,461
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$121,115
−HK$3,712/mo
Today · 4.125%
HK$124,827
baseline
▲ 0.50% · 4.625%
HK$132,423
+HK$7,596/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,654/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,674
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,179
−HK$3,555/mo
Today · 4.125%
HK$137,734
baseline
▲ 0.50% · 4.625%
HK$144,995
+HK$7,261/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,468/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,263 · Scale 2, in force from 26 Feb 2026)