LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,263
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,293
−HK$2,063/mo
Today · 4.125%
HK$69,356
baseline
▲ 0.50% · 4.625%
HK$73,576
+HK$4,220/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,712/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,605
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,552
−HK$1,975/mo
Today · 4.125%
HK$76,527
baseline
▲ 0.50% · 4.625%
HK$80,561
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,054/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,316
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,752
−HK$2,475/mo
Today · 4.125%
HK$83,227
baseline
▲ 0.50% · 4.625%
HK$88,291
+HK$5,064/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,454/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,126
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,462
−HK$2,371/mo
Today · 4.125%
HK$91,833
baseline
▲ 0.50% · 4.625%
HK$96,674
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,666/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,369
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,211
−HK$2,887/mo
Today · 4.125%
HK$97,098
baseline
▲ 0.50% · 4.625%
HK$103,006
+HK$5,908/mo
Deposit HK$8.59M · loan HK$20.03M · min. income ≈ HK$194,196/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,647
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,373
−HK$2,765/mo
Today · 4.125%
HK$107,138
baseline
▲ 0.50% · 4.625%
HK$112,786
+HK$5,648/mo
Deposit HK$8.59M · loan HK$20.03M · min. income ≈ HK$214,276/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,474
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,128
−HK$3,713/mo
Today · 4.125%
HK$124,841
baseline
▲ 0.50% · 4.625%
HK$132,437
+HK$7,596/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,682/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,689
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,194
−HK$3,555/mo
Today · 4.125%
HK$137,749
baseline
▲ 0.50% · 4.625%
HK$145,010
+HK$7,261/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,498/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,395 · Scale 2, in force from 26 Feb 2026)