LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,265
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,295
−HK$2,063/mo
Today · 4.125%
HK$69,358
baseline
▲ 0.50% · 4.625%
HK$73,578
+HK$4,220/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,716/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,607
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,554
−HK$1,976/mo
Today · 4.125%
HK$76,530
baseline
▲ 0.50% · 4.625%
HK$80,564
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,060/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,318
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,755
−HK$2,475/mo
Today · 4.125%
HK$83,230
baseline
▲ 0.50% · 4.625%
HK$88,294
+HK$5,064/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,460/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,128
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,465
−HK$2,371/mo
Today · 4.125%
HK$91,836
baseline
▲ 0.50% · 4.625%
HK$96,677
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,672/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,371
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,214
−HK$2,887/mo
Today · 4.125%
HK$97,101
baseline
▲ 0.50% · 4.625%
HK$103,010
+HK$5,909/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,202/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,650
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,376
−HK$2,766/mo
Today · 4.125%
HK$107,142
baseline
▲ 0.50% · 4.625%
HK$112,789
+HK$5,647/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,284/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,478
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,132
−HK$3,713/mo
Today · 4.125%
HK$124,845
baseline
▲ 0.50% · 4.625%
HK$132,441
+HK$7,596/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,690/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,693
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$134,198
−HK$3,556/mo
Today · 4.125%
HK$137,754
baseline
▲ 0.50% · 4.625%
HK$145,015
+HK$7,261/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,508/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,433 · Scale 2, in force from 26 Feb 2026)