LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,268
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,299
−HK$2,062/mo
Today · 4.125%
HK$69,361
baseline
▲ 0.50% · 4.625%
HK$73,582
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,722/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,610
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,558
−HK$1,975/mo
Today · 4.125%
HK$76,533
baseline
▲ 0.50% · 4.625%
HK$80,568
+HK$4,035/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,066/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,322
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,758
−HK$2,476/mo
Today · 4.125%
HK$83,234
baseline
▲ 0.50% · 4.625%
HK$88,298
+HK$5,064/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,468/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,133
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,469
−HK$2,371/mo
Today · 4.125%
HK$91,840
baseline
▲ 0.50% · 4.625%
HK$96,681
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,680/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,376
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,218
−HK$2,888/mo
Today · 4.125%
HK$97,106
baseline
▲ 0.50% · 4.625%
HK$103,014
+HK$5,908/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,212/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,655
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,381
−HK$2,766/mo
Today · 4.125%
HK$107,147
baseline
▲ 0.50% · 4.625%
HK$112,795
+HK$5,648/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,294/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,483
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,137
−HK$3,713/mo
Today · 4.125%
HK$124,850
baseline
▲ 0.50% · 4.625%
HK$132,447
+HK$7,597/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,700/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,699
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$134,204
−HK$3,556/mo
Today · 4.125%
HK$137,760
baseline
▲ 0.50% · 4.625%
HK$145,022
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,520/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,489 · Scale 2, in force from 26 Feb 2026)