LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,269
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,299
−HK$2,063/mo
Today · 4.125%
HK$69,362
baseline
▲ 0.50% · 4.625%
HK$73,582
+HK$4,220/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,724/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,611
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,558
−HK$1,976/mo
Today · 4.125%
HK$76,534
baseline
▲ 0.50% · 4.625%
HK$80,568
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,068/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,323
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,759
−HK$2,475/mo
Today · 4.125%
HK$83,234
baseline
▲ 0.50% · 4.625%
HK$88,299
+HK$5,065/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,468/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,133
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,470
−HK$2,371/mo
Today · 4.125%
HK$91,841
baseline
▲ 0.50% · 4.625%
HK$96,682
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,682/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,377
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,219
−HK$2,888/mo
Today · 4.125%
HK$97,107
baseline
▲ 0.50% · 4.625%
HK$103,015
+HK$5,908/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,214/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,655
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,382
−HK$2,766/mo
Today · 4.125%
HK$107,148
baseline
▲ 0.50% · 4.625%
HK$112,795
+HK$5,647/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,296/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,484
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,138
−HK$3,713/mo
Today · 4.125%
HK$124,851
baseline
▲ 0.50% · 4.625%
HK$132,448
+HK$7,597/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,702/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,700
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$134,205
−HK$3,556/mo
Today · 4.125%
HK$137,761
baseline
▲ 0.50% · 4.625%
HK$145,023
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,522/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,499 · Scale 2, in force from 26 Feb 2026)