LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,270
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,300
−HK$2,062/mo
Today · 4.125%
HK$69,362
baseline
▲ 0.50% · 4.625%
HK$73,583
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,724/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,612
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,559
−HK$1,976/mo
Today · 4.125%
HK$76,535
baseline
▲ 0.50% · 4.625%
HK$80,569
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,070/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,323
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,760
−HK$2,475/mo
Today · 4.125%
HK$83,235
baseline
▲ 0.50% · 4.625%
HK$88,300
+HK$5,065/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,470/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,134
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,471
−HK$2,371/mo
Today · 4.125%
HK$91,842
baseline
▲ 0.50% · 4.625%
HK$96,683
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,684/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,377
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,220
−HK$2,887/mo
Today · 4.125%
HK$97,107
baseline
▲ 0.50% · 4.625%
HK$103,016
+HK$5,909/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,214/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,656
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,383
−HK$2,766/mo
Today · 4.125%
HK$107,149
baseline
▲ 0.50% · 4.625%
HK$112,796
+HK$5,647/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,298/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,485
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,140
−HK$3,712/mo
Today · 4.125%
HK$124,852
baseline
▲ 0.50% · 4.625%
HK$132,449
+HK$7,597/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,704/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,701
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$134,206
−HK$3,556/mo
Today · 4.125%
HK$137,762
baseline
▲ 0.50% · 4.625%
HK$145,024
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,524/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,510 · Scale 2, in force from 26 Feb 2026)