LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,270
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,300
−HK$2,063/mo
Today · 4.125%
HK$69,363
baseline
▲ 0.50% · 4.625%
HK$73,584
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,726/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,612
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,560
−HK$1,975/mo
Today · 4.125%
HK$76,535
baseline
▲ 0.50% · 4.625%
HK$80,570
+HK$4,035/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,070/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,324
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,761
−HK$2,475/mo
Today · 4.125%
HK$83,236
baseline
▲ 0.50% · 4.625%
HK$88,301
+HK$5,065/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$166,472/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,135
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,472
−HK$2,371/mo
Today · 4.125%
HK$91,843
baseline
▲ 0.50% · 4.625%
HK$96,684
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.17M · min. income ≈ HK$183,686/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,378
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,221
−HK$2,888/mo
Today · 4.125%
HK$97,109
baseline
▲ 0.50% · 4.625%
HK$103,017
+HK$5,908/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,218/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,657
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,384
−HK$2,766/mo
Today · 4.125%
HK$107,150
baseline
▲ 0.50% · 4.625%
HK$112,798
+HK$5,648/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,300/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,486
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$121,141
−HK$3,713/mo
Today · 4.125%
HK$124,854
baseline
▲ 0.50% · 4.625%
HK$132,451
+HK$7,597/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,708/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,702
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,208
−HK$3,556/mo
Today · 4.125%
HK$137,764
baseline
▲ 0.50% · 4.625%
HK$145,026
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,528/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,523 · Scale 2, in force from 26 Feb 2026)