LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,273
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,304
−HK$2,062/mo
Today · 4.125%
HK$69,366
baseline
▲ 0.50% · 4.625%
HK$73,587
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,732/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,616
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,563
−HK$1,976/mo
Today · 4.125%
HK$76,539
baseline
▲ 0.50% · 4.625%
HK$80,573
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,078/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,328
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,764
−HK$2,476/mo
Today · 4.125%
HK$83,240
baseline
▲ 0.50% · 4.625%
HK$88,305
+HK$5,065/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$166,480/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,139
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,476
−HK$2,371/mo
Today · 4.125%
HK$91,847
baseline
▲ 0.50% · 4.625%
HK$96,688
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$183,694/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,382
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,225
−HK$2,888/mo
Today · 4.125%
HK$97,113
baseline
▲ 0.50% · 4.625%
HK$103,022
+HK$5,909/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,226/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,662
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,389
−HK$2,766/mo
Today · 4.125%
HK$107,155
baseline
▲ 0.50% · 4.625%
HK$112,803
+HK$5,648/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,310/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,492
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$121,146
−HK$3,714/mo
Today · 4.125%
HK$124,860
baseline
▲ 0.50% · 4.625%
HK$132,457
+HK$7,597/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,720/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,708
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,214
−HK$3,556/mo
Today · 4.125%
HK$137,770
baseline
▲ 0.50% · 4.625%
HK$145,032
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,540/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,579 · Scale 2, in force from 26 Feb 2026)