LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,275
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,305
−HK$2,063/mo
Today · 4.125%
HK$69,368
baseline
▲ 0.50% · 4.625%
HK$73,589
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,736/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,617
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,565
−HK$1,976/mo
Today · 4.125%
HK$76,541
baseline
▲ 0.50% · 4.625%
HK$80,575
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,082/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,330
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,766
−HK$2,475/mo
Today · 4.125%
HK$83,241
baseline
▲ 0.50% · 4.625%
HK$88,307
+HK$5,066/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$166,482/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,141
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,478
−HK$2,371/mo
Today · 4.125%
HK$91,849
baseline
▲ 0.50% · 4.625%
HK$96,690
+HK$4,841/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$183,698/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,384
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,227
−HK$2,888/mo
Today · 4.125%
HK$97,115
baseline
▲ 0.50% · 4.625%
HK$103,024
+HK$5,909/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,230/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,664
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,391
−HK$2,766/mo
Today · 4.125%
HK$107,157
baseline
▲ 0.50% · 4.625%
HK$112,805
+HK$5,648/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,314/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,494
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$121,149
−HK$3,713/mo
Today · 4.125%
HK$124,862
baseline
▲ 0.50% · 4.625%
HK$132,460
+HK$7,598/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,724/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,711
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,217
−HK$3,556/mo
Today · 4.125%
HK$137,773
baseline
▲ 0.50% · 4.625%
HK$145,035
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,546/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,605 · Scale 2, in force from 26 Feb 2026)