LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,276
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,307
−HK$2,063/mo
Today · 4.125%
HK$69,370
baseline
▲ 0.50% · 4.625%
HK$73,591
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,740/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,619
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,567
−HK$1,976/mo
Today · 4.125%
HK$76,543
baseline
▲ 0.50% · 4.625%
HK$80,577
+HK$4,034/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,086/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,332
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,768
−HK$2,476/mo
Today · 4.125%
HK$83,244
baseline
▲ 0.50% · 4.625%
HK$88,309
+HK$5,065/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$166,488/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,143
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,480
−HK$2,371/mo
Today · 4.125%
HK$91,851
baseline
▲ 0.50% · 4.625%
HK$96,693
+HK$4,842/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$183,702/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,387
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,230
−HK$2,888/mo
Today · 4.125%
HK$97,118
baseline
▲ 0.50% · 4.625%
HK$103,027
+HK$5,909/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,236/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,667
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,394
−HK$2,766/mo
Today · 4.125%
HK$107,160
baseline
▲ 0.50% · 4.625%
HK$112,808
+HK$5,648/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,320/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,497
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$121,152
−HK$3,714/mo
Today · 4.125%
HK$124,866
baseline
▲ 0.50% · 4.625%
HK$132,463
+HK$7,597/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$249,732/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,715
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,220
−HK$3,557/mo
Today · 4.125%
HK$137,777
baseline
▲ 0.50% · 4.625%
HK$145,039
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.76M · min. income ≈ HK$275,554/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,637 · Scale 2, in force from 26 Feb 2026)