LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,280
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,311
−HK$2,063/mo
Today · 4.125%
HK$69,374
baseline
▲ 0.50% · 4.625%
HK$73,595
+HK$4,221/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$138,748/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,623
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,571
−HK$1,976/mo
Today · 4.125%
HK$76,547
baseline
▲ 0.50% · 4.625%
HK$80,582
+HK$4,035/mo
Deposit HK$14.31M · loan HK$14.31M · min. income ≈ HK$153,094/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,336
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,773
−HK$2,475/mo
Today · 4.125%
HK$83,248
baseline
▲ 0.50% · 4.625%
HK$88,314
+HK$5,066/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$166,496/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,148
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,485
−HK$2,371/mo
Today · 4.125%
HK$91,856
baseline
▲ 0.50% · 4.625%
HK$96,698
+HK$4,842/mo
Deposit HK$11.45M · loan HK$17.18M · min. income ≈ HK$183,712/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,392
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,235
−HK$2,888/mo
Today · 4.125%
HK$97,123
baseline
▲ 0.50% · 4.625%
HK$103,033
+HK$5,910/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$194,246/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,673
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,400
−HK$2,766/mo
Today · 4.125%
HK$107,166
baseline
▲ 0.50% · 4.625%
HK$112,815
+HK$5,649/mo
Deposit HK$8.59M · loan HK$20.04M · min. income ≈ HK$214,332/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,504
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$121,159
−HK$3,714/mo
Today · 4.125%
HK$124,873
baseline
▲ 0.50% · 4.625%
HK$132,471
+HK$7,598/mo
Deposit HK$2.86M · loan HK$25.77M · min. income ≈ HK$249,746/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,722
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$134,228
−HK$3,557/mo
Today · 4.125%
HK$137,785
baseline
▲ 0.50% · 4.625%
HK$145,047
+HK$7,262/mo
Deposit HK$2.86M · loan HK$25.77M · min. income ≈ HK$275,570/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,216,706 · Scale 2, in force from 26 Feb 2026)