LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,304
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,336
−HK$2,063/mo
Today · 4.125%
HK$69,399
baseline
▲ 0.50% · 4.625%
HK$73,622
+HK$4,223/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$138,798/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,650
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,599
−HK$1,976/mo
Today · 4.125%
HK$76,575
baseline
▲ 0.50% · 4.625%
HK$80,612
+HK$4,037/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$153,150/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,365
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,803
−HK$2,476/mo
Today · 4.125%
HK$83,279
baseline
▲ 0.50% · 4.625%
HK$88,347
+HK$5,068/mo
Deposit HK$11.46M · loan HK$17.18M · min. income ≈ HK$166,558/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,180
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,519
−HK$2,372/mo
Today · 4.125%
HK$91,891
baseline
▲ 0.50% · 4.625%
HK$96,734
+HK$4,843/mo
Deposit HK$11.46M · loan HK$17.18M · min. income ≈ HK$183,782/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,426
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,270
−HK$2,889/mo
Today · 4.125%
HK$97,159
baseline
▲ 0.50% · 4.625%
HK$103,071
+HK$5,912/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$194,318/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,711
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,438
−HK$2,768/mo
Today · 4.125%
HK$107,206
baseline
▲ 0.50% · 4.625%
HK$112,857
+HK$5,651/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$214,412/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,548
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$121,204
−HK$3,715/mo
Today · 4.125%
HK$124,919
baseline
▲ 0.50% · 4.625%
HK$132,520
+HK$7,601/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$249,838/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,771
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$134,278
−HK$3,558/mo
Today · 4.125%
HK$137,836
baseline
▲ 0.50% · 4.625%
HK$145,101
+HK$7,265/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$275,672/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,159 · Scale 2, in force from 26 Feb 2026)