LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,309
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,340
−HK$2,064/mo
Today · 4.125%
HK$69,404
baseline
▲ 0.50% · 4.625%
HK$73,627
+HK$4,223/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$138,808/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,655
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,604
−HK$1,976/mo
Today · 4.125%
HK$76,580
baseline
▲ 0.50% · 4.625%
HK$80,617
+HK$4,037/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$153,160/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,370
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,808
−HK$2,477/mo
Today · 4.125%
HK$83,285
baseline
▲ 0.50% · 4.625%
HK$88,352
+HK$5,067/mo
Deposit HK$11.46M · loan HK$17.18M · min. income ≈ HK$166,570/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,186
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,524
−HK$2,373/mo
Today · 4.125%
HK$91,897
baseline
▲ 0.50% · 4.625%
HK$96,741
+HK$4,844/mo
Deposit HK$11.46M · loan HK$17.18M · min. income ≈ HK$183,794/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,432
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,276
−HK$2,890/mo
Today · 4.125%
HK$97,166
baseline
▲ 0.50% · 4.625%
HK$103,078
+HK$5,912/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$194,332/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,717
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,445
−HK$2,768/mo
Today · 4.125%
HK$107,213
baseline
▲ 0.50% · 4.625%
HK$112,864
+HK$5,651/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$214,426/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,555
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$121,212
−HK$3,715/mo
Today · 4.125%
HK$124,927
baseline
▲ 0.50% · 4.625%
HK$132,529
+HK$7,602/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$249,854/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,779
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$134,287
−HK$3,558/mo
Today · 4.125%
HK$137,845
baseline
▲ 0.50% · 4.625%
HK$145,111
+HK$7,266/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$275,690/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,238 · Scale 2, in force from 26 Feb 2026)