LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,315
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,347
−HK$2,064/mo
Today · 4.125%
HK$69,411
baseline
▲ 0.50% · 4.625%
HK$73,635
+HK$4,224/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$138,822/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,662
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,611
−HK$1,977/mo
Today · 4.125%
HK$76,588
baseline
▲ 0.50% · 4.625%
HK$80,625
+HK$4,037/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$153,176/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,378
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,816
−HK$2,477/mo
Today · 4.125%
HK$83,293
baseline
▲ 0.50% · 4.625%
HK$88,361
+HK$5,068/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,586/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,195
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,534
−HK$2,372/mo
Today · 4.125%
HK$91,906
baseline
▲ 0.50% · 4.625%
HK$96,750
+HK$4,844/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,812/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,441
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,286
−HK$2,889/mo
Today · 4.125%
HK$97,175
baseline
▲ 0.50% · 4.625%
HK$103,088
+HK$5,913/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$194,350/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,727
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,456
−HK$2,768/mo
Today · 4.125%
HK$107,224
baseline
▲ 0.50% · 4.625%
HK$112,875
+HK$5,651/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$214,448/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,567
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$121,224
−HK$3,716/mo
Today · 4.125%
HK$124,940
baseline
▲ 0.50% · 4.625%
HK$132,542
+HK$7,602/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$249,880/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,792
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$134,300
−HK$3,559/mo
Today · 4.125%
HK$137,859
baseline
▲ 0.50% · 4.625%
HK$145,126
+HK$7,267/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$275,718/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,361 · Scale 2, in force from 26 Feb 2026)