LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,323
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,355
−HK$2,064/mo
Today · 4.125%
HK$69,419
baseline
▲ 0.50% · 4.625%
HK$73,643
+HK$4,224/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$138,838/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,671
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,620
−HK$1,977/mo
Today · 4.125%
HK$76,597
baseline
▲ 0.50% · 4.625%
HK$80,635
+HK$4,038/mo
Deposit HK$14.32M · loan HK$14.32M · min. income ≈ HK$153,194/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,387
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,826
−HK$2,477/mo
Today · 4.125%
HK$83,303
baseline
▲ 0.50% · 4.625%
HK$88,372
+HK$5,069/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,606/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,205
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,544
−HK$2,373/mo
Today · 4.125%
HK$91,917
baseline
▲ 0.50% · 4.625%
HK$96,762
+HK$4,845/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,834/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,452
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,297
−HK$2,890/mo
Today · 4.125%
HK$97,187
baseline
▲ 0.50% · 4.625%
HK$103,100
+HK$5,913/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$194,374/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,739
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,468
−HK$2,768/mo
Today · 4.125%
HK$107,236
baseline
▲ 0.50% · 4.625%
HK$112,889
+HK$5,653/mo
Deposit HK$8.59M · loan HK$20.05M · min. income ≈ HK$214,472/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,581
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$121,238
−HK$3,716/mo
Today · 4.125%
HK$124,954
baseline
▲ 0.50% · 4.625%
HK$132,558
+HK$7,604/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$249,908/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,808
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$134,316
−HK$3,559/mo
Today · 4.125%
HK$137,875
baseline
▲ 0.50% · 4.625%
HK$145,142
+HK$7,267/mo
Deposit HK$2.86M · loan HK$25.78M · min. income ≈ HK$275,750/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,504 · Scale 2, in force from 26 Feb 2026)