LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,329
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,362
−HK$2,064/mo
Today · 4.125%
HK$69,426
baseline
▲ 0.50% · 4.625%
HK$73,651
+HK$4,225/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,852/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,678
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,628
−HK$1,977/mo
Today · 4.125%
HK$76,605
baseline
▲ 0.50% · 4.625%
HK$80,643
+HK$4,038/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,210/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,395
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,834
−HK$2,477/mo
Today · 4.125%
HK$83,311
baseline
▲ 0.50% · 4.625%
HK$88,381
+HK$5,070/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,622/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,214
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,553
−HK$2,373/mo
Today · 4.125%
HK$91,926
baseline
▲ 0.50% · 4.625%
HK$96,771
+HK$4,845/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,852/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,461
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,306
−HK$2,891/mo
Today · 4.125%
HK$97,197
baseline
▲ 0.50% · 4.625%
HK$103,111
+HK$5,914/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,394/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,750
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,479
−HK$2,768/mo
Today · 4.125%
HK$107,247
baseline
▲ 0.50% · 4.625%
HK$112,900
+HK$5,653/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,494/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,593
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$121,251
−HK$3,716/mo
Today · 4.125%
HK$124,967
baseline
▲ 0.50% · 4.625%
HK$132,571
+HK$7,604/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,934/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,821
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,330
−HK$3,559/mo
Today · 4.125%
HK$137,889
baseline
▲ 0.50% · 4.625%
HK$145,157
+HK$7,268/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,778/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,627 · Scale 2, in force from 26 Feb 2026)