LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,332
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,364
−HK$2,065/mo
Today · 4.125%
HK$69,429
baseline
▲ 0.50% · 4.625%
HK$73,653
+HK$4,224/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,858/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,681
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,630
−HK$1,978/mo
Today · 4.125%
HK$76,608
baseline
▲ 0.50% · 4.625%
HK$80,646
+HK$4,038/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,216/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,398
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,837
−HK$2,478/mo
Today · 4.125%
HK$83,315
baseline
▲ 0.50% · 4.625%
HK$88,384
+HK$5,069/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,630/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,217
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,556
−HK$2,373/mo
Today · 4.125%
HK$91,929
baseline
▲ 0.50% · 4.625%
HK$96,775
+HK$4,846/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,858/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,465
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,310
−HK$2,890/mo
Today · 4.125%
HK$97,200
baseline
▲ 0.50% · 4.625%
HK$103,115
+HK$5,915/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,400/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,754
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,482
−HK$2,769/mo
Today · 4.125%
HK$107,251
baseline
▲ 0.50% · 4.625%
HK$112,904
+HK$5,653/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,502/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,597
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,255
−HK$3,717/mo
Today · 4.125%
HK$124,972
baseline
▲ 0.50% · 4.625%
HK$132,576
+HK$7,604/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,944/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,826
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,335
−HK$3,559/mo
Today · 4.125%
HK$137,894
baseline
▲ 0.50% · 4.625%
HK$145,163
+HK$7,269/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,788/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,673 · Scale 2, in force from 26 Feb 2026)