LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,333
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,365
−HK$2,065/mo
Today · 4.125%
HK$69,430
baseline
▲ 0.50% · 4.625%
HK$73,654
+HK$4,224/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,860/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,682
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,631
−HK$1,978/mo
Today · 4.125%
HK$76,609
baseline
▲ 0.50% · 4.625%
HK$80,647
+HK$4,038/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,218/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,399
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,838
−HK$2,478/mo
Today · 4.125%
HK$83,316
baseline
▲ 0.50% · 4.625%
HK$88,385
+HK$5,069/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,632/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,219
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,558
−HK$2,373/mo
Today · 4.125%
HK$91,931
baseline
▲ 0.50% · 4.625%
HK$96,776
+HK$4,845/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,862/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,466
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,311
−HK$2,891/mo
Today · 4.125%
HK$97,202
baseline
▲ 0.50% · 4.625%
HK$103,116
+HK$5,914/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,404/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,755
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,484
−HK$2,768/mo
Today · 4.125%
HK$107,252
baseline
▲ 0.50% · 4.625%
HK$112,906
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,504/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,599
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,257
−HK$3,717/mo
Today · 4.125%
HK$124,974
baseline
▲ 0.50% · 4.625%
HK$132,578
+HK$7,604/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,948/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,828
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,336
−HK$3,560/mo
Today · 4.125%
HK$137,896
baseline
▲ 0.50% · 4.625%
HK$145,165
+HK$7,269/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,792/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,690 · Scale 2, in force from 26 Feb 2026)