LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,335
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,367
−HK$2,065/mo
Today · 4.125%
HK$69,432
baseline
▲ 0.50% · 4.625%
HK$73,656
+HK$4,224/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,864/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,684
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,633
−HK$1,978/mo
Today · 4.125%
HK$76,611
baseline
▲ 0.50% · 4.625%
HK$80,649
+HK$4,038/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,222/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,401
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,840
−HK$2,478/mo
Today · 4.125%
HK$83,318
baseline
▲ 0.50% · 4.625%
HK$88,388
+HK$5,070/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,636/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,221
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,560
−HK$2,373/mo
Today · 4.125%
HK$91,933
baseline
▲ 0.50% · 4.625%
HK$96,779
+HK$4,846/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,866/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,468
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,314
−HK$2,890/mo
Today · 4.125%
HK$97,204
baseline
▲ 0.50% · 4.625%
HK$103,119
+HK$5,915/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,408/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,758
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,487
−HK$2,768/mo
Today · 4.125%
HK$107,255
baseline
▲ 0.50% · 4.625%
HK$112,909
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,510/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,602
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,260
−HK$3,717/mo
Today · 4.125%
HK$124,977
baseline
▲ 0.50% · 4.625%
HK$132,581
+HK$7,604/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,954/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,831
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,340
−HK$3,560/mo
Today · 4.125%
HK$137,900
baseline
▲ 0.50% · 4.625%
HK$145,169
+HK$7,269/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,800/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,723 · Scale 2, in force from 26 Feb 2026)