LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,336
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,368
−HK$2,065/mo
Today · 4.125%
HK$69,433
baseline
▲ 0.50% · 4.625%
HK$73,658
+HK$4,225/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,866/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,685
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,635
−HK$1,977/mo
Today · 4.125%
HK$76,612
baseline
▲ 0.50% · 4.625%
HK$80,651
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,224/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,403
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,842
−HK$2,478/mo
Today · 4.125%
HK$83,320
baseline
▲ 0.50% · 4.625%
HK$88,389
+HK$5,069/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,640/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,223
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,562
−HK$2,373/mo
Today · 4.125%
HK$91,935
baseline
▲ 0.50% · 4.625%
HK$96,781
+HK$4,846/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,870/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,470
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,315
−HK$2,891/mo
Today · 4.125%
HK$97,206
baseline
▲ 0.50% · 4.625%
HK$103,121
+HK$5,915/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,412/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,760
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,489
−HK$2,768/mo
Today · 4.125%
HK$107,257
baseline
▲ 0.50% · 4.625%
HK$112,911
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,514/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,605
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$121,263
−HK$3,716/mo
Today · 4.125%
HK$124,979
baseline
▲ 0.50% · 4.625%
HK$132,584
+HK$7,605/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,958/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,834
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,343
−HK$3,559/mo
Today · 4.125%
HK$137,902
baseline
▲ 0.50% · 4.625%
HK$145,171
+HK$7,269/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,804/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,746 · Scale 2, in force from 26 Feb 2026)