LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,340
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,372
−HK$2,065/mo
Today · 4.125%
HK$69,437
baseline
▲ 0.50% · 4.625%
HK$73,662
+HK$4,225/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,874/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,690
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,639
−HK$1,978/mo
Today · 4.125%
HK$76,617
baseline
▲ 0.50% · 4.625%
HK$80,656
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,234/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,408
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,847
−HK$2,478/mo
Today · 4.125%
HK$83,325
baseline
▲ 0.50% · 4.625%
HK$88,395
+HK$5,070/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,650/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,228
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,567
−HK$2,374/mo
Today · 4.125%
HK$91,941
baseline
▲ 0.50% · 4.625%
HK$96,787
+HK$4,846/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,882/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,476
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,321
−HK$2,891/mo
Today · 4.125%
HK$97,212
baseline
▲ 0.50% · 4.625%
HK$103,127
+HK$5,915/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,424/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,766
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,495
−HK$2,769/mo
Today · 4.125%
HK$107,264
baseline
▲ 0.50% · 4.625%
HK$112,918
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,528/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,612
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,270
−HK$3,717/mo
Today · 4.125%
HK$124,987
baseline
▲ 0.50% · 4.625%
HK$132,592
+HK$7,605/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,974/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,842
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,351
−HK$3,560/mo
Today · 4.125%
HK$137,911
baseline
▲ 0.50% · 4.625%
HK$145,180
+HK$7,269/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,822/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,822 · Scale 2, in force from 26 Feb 2026)