LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,342
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,375
−HK$2,065/mo
Today · 4.125%
HK$69,440
baseline
▲ 0.50% · 4.625%
HK$73,665
+HK$4,225/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,880/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,693
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,642
−HK$1,978/mo
Today · 4.125%
HK$76,620
baseline
▲ 0.50% · 4.625%
HK$80,659
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,240/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,411
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,850
−HK$2,478/mo
Today · 4.125%
HK$83,328
baseline
▲ 0.50% · 4.625%
HK$88,398
+HK$5,070/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,656/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,231
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,571
−HK$2,373/mo
Today · 4.125%
HK$91,944
baseline
▲ 0.50% · 4.625%
HK$96,790
+HK$4,846/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,888/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,479
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,325
−HK$2,891/mo
Today · 4.125%
HK$97,216
baseline
▲ 0.50% · 4.625%
HK$103,131
+HK$5,915/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,432/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,770
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,499
−HK$2,769/mo
Today · 4.125%
HK$107,268
baseline
▲ 0.50% · 4.625%
HK$112,922
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,536/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,616
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,275
−HK$3,717/mo
Today · 4.125%
HK$124,992
baseline
▲ 0.50% · 4.625%
HK$132,597
+HK$7,605/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,984/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,847
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,356
−HK$3,560/mo
Today · 4.125%
HK$137,916
baseline
▲ 0.50% · 4.625%
HK$145,186
+HK$7,270/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,832/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,866 · Scale 2, in force from 26 Feb 2026)