LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,343
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,376
−HK$2,065/mo
Today · 4.125%
HK$69,441
baseline
▲ 0.50% · 4.625%
HK$73,666
+HK$4,225/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,882/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,694
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,643
−HK$1,978/mo
Today · 4.125%
HK$76,621
baseline
▲ 0.50% · 4.625%
HK$80,660
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,242/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,412
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,851
−HK$2,478/mo
Today · 4.125%
HK$83,329
baseline
▲ 0.50% · 4.625%
HK$88,399
+HK$5,070/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,658/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,232
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,572
−HK$2,373/mo
Today · 4.125%
HK$91,945
baseline
▲ 0.50% · 4.625%
HK$96,792
+HK$4,847/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,890/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,481
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,326
−HK$2,891/mo
Today · 4.125%
HK$97,217
baseline
▲ 0.50% · 4.625%
HK$103,133
+HK$5,916/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,434/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,771
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,501
−HK$2,769/mo
Today · 4.125%
HK$107,270
baseline
▲ 0.50% · 4.625%
HK$112,924
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,540/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,618
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,276
−HK$3,718/mo
Today · 4.125%
HK$124,994
baseline
▲ 0.50% · 4.625%
HK$132,599
+HK$7,605/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,988/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,849
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,358
−HK$3,560/mo
Today · 4.125%
HK$137,918
baseline
▲ 0.50% · 4.625%
HK$145,188
+HK$7,270/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,836/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,885 · Scale 2, in force from 26 Feb 2026)