LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,344
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,377
−HK$2,065/mo
Today · 4.125%
HK$69,442
baseline
▲ 0.50% · 4.625%
HK$73,667
+HK$4,225/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,884/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,695
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,644
−HK$1,978/mo
Today · 4.125%
HK$76,622
baseline
▲ 0.50% · 4.625%
HK$80,661
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,244/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,413
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,852
−HK$2,478/mo
Today · 4.125%
HK$83,330
baseline
▲ 0.50% · 4.625%
HK$88,400
+HK$5,070/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,660/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,234
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,573
−HK$2,373/mo
Today · 4.125%
HK$91,946
baseline
▲ 0.50% · 4.625%
HK$96,793
+HK$4,847/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,892/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,482
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,327
−HK$2,891/mo
Today · 4.125%
HK$97,218
baseline
▲ 0.50% · 4.625%
HK$103,134
+HK$5,916/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,436/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,772
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,502
−HK$2,769/mo
Today · 4.125%
HK$107,271
baseline
▲ 0.50% · 4.625%
HK$112,925
+HK$5,654/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,542/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,619
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,278
−HK$3,717/mo
Today · 4.125%
HK$124,995
baseline
▲ 0.50% · 4.625%
HK$132,601
+HK$7,606/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$249,990/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,850
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,360
−HK$3,560/mo
Today · 4.125%
HK$137,920
baseline
▲ 0.50% · 4.625%
HK$145,190
+HK$7,270/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,840/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,899 · Scale 2, in force from 26 Feb 2026)