LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,347
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,380
−HK$2,065/mo
Today · 4.125%
HK$69,445
baseline
▲ 0.50% · 4.625%
HK$73,671
+HK$4,226/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,890/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,698
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,648
−HK$1,978/mo
Today · 4.125%
HK$76,626
baseline
▲ 0.50% · 4.625%
HK$80,665
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,252/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,417
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,856
−HK$2,478/mo
Today · 4.125%
HK$83,334
baseline
▲ 0.50% · 4.625%
HK$88,405
+HK$5,071/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$166,668/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,238
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,577
−HK$2,374/mo
Today · 4.125%
HK$91,951
baseline
▲ 0.50% · 4.625%
HK$96,798
+HK$4,847/mo
Deposit HK$11.46M · loan HK$17.19M · min. income ≈ HK$183,902/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,486
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,332
−HK$2,891/mo
Today · 4.125%
HK$97,223
baseline
▲ 0.50% · 4.625%
HK$103,139
+HK$5,916/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,446/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,777
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,507
−HK$2,769/mo
Today · 4.125%
HK$107,276
baseline
▲ 0.50% · 4.625%
HK$112,931
+HK$5,655/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,552/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,625
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,284
−HK$3,717/mo
Today · 4.125%
HK$125,001
baseline
▲ 0.50% · 4.625%
HK$132,607
+HK$7,606/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$250,002/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,856
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,366
−HK$3,560/mo
Today · 4.125%
HK$137,926
baseline
▲ 0.50% · 4.625%
HK$145,196
+HK$7,270/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,852/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,217,956 · Scale 2, in force from 26 Feb 2026)