LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,354
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,387
−HK$2,065/mo
Today · 4.125%
HK$69,452
baseline
▲ 0.50% · 4.625%
HK$73,678
+HK$4,226/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,904/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,706
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,656
−HK$1,978/mo
Today · 4.125%
HK$76,634
baseline
▲ 0.50% · 4.625%
HK$80,673
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,268/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,425
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,864
−HK$2,479/mo
Today · 4.125%
HK$83,343
baseline
▲ 0.50% · 4.625%
HK$88,414
+HK$5,071/mo
Deposit HK$11.46M · loan HK$17.20M · min. income ≈ HK$166,686/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,247
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,587
−HK$2,374/mo
Today · 4.125%
HK$91,961
baseline
▲ 0.50% · 4.625%
HK$96,808
+HK$4,847/mo
Deposit HK$11.46M · loan HK$17.20M · min. income ≈ HK$183,922/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,496
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,342
−HK$2,891/mo
Today · 4.125%
HK$97,233
baseline
▲ 0.50% · 4.625%
HK$103,150
+HK$5,917/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,466/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,788
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,518
−HK$2,770/mo
Today · 4.125%
HK$107,288
baseline
▲ 0.50% · 4.625%
HK$112,943
+HK$5,655/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,576/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,638
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,297
−HK$3,717/mo
Today · 4.125%
HK$125,014
baseline
▲ 0.50% · 4.625%
HK$132,621
+HK$7,607/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$250,028/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,871
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,380
−HK$3,561/mo
Today · 4.125%
HK$137,941
baseline
▲ 0.50% · 4.625%
HK$145,212
+HK$7,271/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,882/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,088 · Scale 2, in force from 26 Feb 2026)