LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,355
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,387
−HK$2,066/mo
Today · 4.125%
HK$69,453
baseline
▲ 0.50% · 4.625%
HK$73,679
+HK$4,226/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,906/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,706
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,656
−HK$1,978/mo
Today · 4.125%
HK$76,634
baseline
▲ 0.50% · 4.625%
HK$80,674
+HK$4,040/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,268/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,425
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,865
−HK$2,478/mo
Today · 4.125%
HK$83,343
baseline
▲ 0.50% · 4.625%
HK$88,415
+HK$5,072/mo
Deposit HK$11.46M · loan HK$17.20M · min. income ≈ HK$166,686/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,248
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,587
−HK$2,374/mo
Today · 4.125%
HK$91,961
baseline
▲ 0.50% · 4.625%
HK$96,809
+HK$4,848/mo
Deposit HK$11.46M · loan HK$17.20M · min. income ≈ HK$183,922/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,496
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,342
−HK$2,892/mo
Today · 4.125%
HK$97,234
baseline
▲ 0.50% · 4.625%
HK$103,150
+HK$5,916/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,468/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,789
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,519
−HK$2,769/mo
Today · 4.125%
HK$107,288
baseline
▲ 0.50% · 4.625%
HK$112,943
+HK$5,655/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,576/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,638
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$121,297
−HK$3,718/mo
Today · 4.125%
HK$125,015
baseline
▲ 0.50% · 4.625%
HK$132,622
+HK$7,607/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$250,030/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,871
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,381
−HK$3,561/mo
Today · 4.125%
HK$137,942
baseline
▲ 0.50% · 4.625%
HK$145,213
+HK$7,271/mo
Deposit HK$2.87M · loan HK$25.79M · min. income ≈ HK$275,884/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,096 · Scale 2, in force from 26 Feb 2026)